Idiot Lending Solutions

Not that mass mail advertisements or their creators have ever been all that smart, I received a new mailer that seems a little more stupid than others. "Our records at [not-so-] innovative lending indicate you obtained a mortgage from lender A." Yeah, I did, some three and a half years ago. Lender A sold the mortgage to lender B before we even made our first payment. And, we've since refinanced with lender C. [Not-so-] innovative lending is a little behind the ball. They're offering me a refinance on a mortgage I haven't had in over three years. I take comfort in knowing they waisted at least 50 cents in mailing me this 'exciting offer.'